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Money Management Tips for Temporary Workers

As a temporary or contract worker, do you often feel your stream of income is unpredictable? Money management is a key component for achieving personal and professional success – and is especially critical for individuals who generate most of their income from temporary or contract employment. Here are some money management tips to help you achieve optimal financial health throughout your career:

Create a budget.

First and foremost, creating a budget aligned with your short-term and long-term financial goals is imperative. You can start this process by assessing your average monthly income and allocating funds for all your necessary ongoing expenses. Establishing a budget will help you prioritize your needs while organizing your finances, so you avoid overspending or getting into debt. Your budget will ultimately set the stage for a strong financial future, even as you switch temp jobs.

Start an emergency fund. 

Though emergencies are an unfortunate part of life, they can be costly when they happen. As a temporary worker, you may not always have a consistent stream of income. This means it’s even more critical to regularly put money into an emergency account in the event of unexpected life events or expenses, such as a car repair or serious health issue. Establishing an emergency fund gives you financial security to handle emergency costs without becoming financially strapped during difficult times.

Cut down on expenses. 

If you’re sticking to a tight budget, it’s essential to trim down excess expenses whenever possible. Some ways in which you can cut down on personal costs may include making coffee at home (instead of buying it out every morning) or eliminating subscription-based services you no longer use. Once you do an overview of your monthly expenses, you can identify ways to save both incremental and substantial amounts of money throughout the year.


As a temporary worker, mastering effective money management is an important life skill, especially as you continue to navigate the ever-changing job market. By following the practices above, you can properly manage your money and maintain full control over your finances and career plans.


Searching for your next temp job? Get in touch with HH Staffing and discover job openings in several in-demand industries, including property management, accounting and finance, office and administration, and light industrial.



Until Next Time,


Your Staffing Partner, Darrin Rohr- President, CEO, and Chief Servant

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Current owner of HH Staffing and Former Chief HR Officer for several successful Multinational Fortune 500 Companies. Brings a fresh perspective from decades of experience creating Great Workplace Cultures by building high-performance teams while leading and managing people from all different backgrounds. HH Staffing is headquartered in Sarasota, Florida, and is uniquely positioned to serve both local and national clients.